BANKING GENERAL KNOWLEDGE
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Question
[CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]
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all customers of a bank
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all customers having Savings bank account with a bank
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all customers having the loan account with a bank
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a bank customer who is income tax assesses
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Detailed explanation-1: -Savings accounts don’t usually offer debit cards. Debit cards are a convenient way to withdraw cash from a bank account, and are common with checking accounts.
Detailed explanation-2: -A debit card is a card issued by a bank that allows the cardholder to purchase goods and services. A debit card also allows the cardholder to withdraw money from his/her bank account through an ATM, like an ATM card.
Detailed explanation-3: -There is no restriction on the maximum number of debit cards that can be held by any person. SBI Debit cards can be issued for every account held by the account holder. 3.
Detailed explanation-4: -b) Debit cards shall only be issued to customers having Savings Bank/Current Accounts. c) No bank shall issue debit cards to cash credit/loan account holders. However, it will not preclude the banks from linking the overdraft facility provided along with Pradhan Mantri Jan Dhan Yojana accounts with a debit card.