BANKING GENERAL KNOWLEDGE
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Question
[CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]
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Rs 5, 000
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Rs 10, 000
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Rs 2, 000
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Rs 15, 000
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Detailed explanation-1: -All bank accounts opened under the scheme are to have an overdraft facility of Rs 5, 000 for Aadhar-linked accounts after satisfactory operation in the account for 6 months. Issuance of RuPay Debit Card with inbuilt Rs 2 lakh personal accident insurance cover.
Detailed explanation-2: -The maximum balance must not exceed Rs 50, 000 at any time. In a month the total debit by cash withdrawals should not surpass Rs. 10, 000.
Detailed explanation-3: -Ans. Overdraft facility upto Rs. 5000/-will be available to account holders of PMJDY after 6 months of satisfactory conduct of the account.
Detailed explanation-4: -While the withdrawal limit from an account under PMJDY is Rs. 10, 000, the account holder can deposit up to Rs. 1 lakh in this account.
Detailed explanation-5: -There is no requirement to maintain any minimum balance in PMJDY accounts. Interest is earned on the deposit in PMJDY accounts. Rupay Debit card is provided to PMJDY account holder.