BANKING GENERAL KNOWLEDGE
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Question
[CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]
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This is a new account and customer has not Refreshed his account list
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The mode of operation field is blank in CBS
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OD001 scheme code is not eligible for Mobile Banking
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Both (B) and (C)
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Detailed explanation-1: -If the bank initiated the transfer, notify the bank immediately so that it can investigate your claim. If you first contact the bank by phone, it is a good practice to follow up in writing. If you wired the funds through a third party (e.g., Western Union), contact that party to find out what their procedures are.
Detailed explanation-2: -1 Borrowers can open current accounts with any one of the banks with which it has CC/OD facility, provided that the bank has at least 10 per cent of the aggregate exposure of the banking system to that borrower.
Detailed explanation-3: -In case of unauthorized online transactions where customers money get debited, banks have to credit the respective amount to their accounts within ten working days from the date of complaint registered by the customer. Banks should also ensure that customers should not suffer any loss of interest whatsoever.
Detailed explanation-4: -When any unauthorized cash is received by account holder he is bound to return the same. If he fails it amounts to criminal breach of trust under Section 406 of Indian Penal Code, 1860.