BANKING GENERAL KNOWLEDGE
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Question
[CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]
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rating on credit worthiness of MSME
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rating on quality management
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rating on the training system
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rating on technology usage in (the organization)
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Detailed explanation-1: -SMERA is the country”s first rating agency that focuses primarily on the Indian SME segment. SMERA”s primary objective is to provide ratings that are comprehensive, transparent and reliable. This would facilitate greater and easier flow of credit from the banking sector to SMEs.
Detailed explanation-2: -NSIC is the nodal agency for implementing the scheme of performance and credit rating for Micro & Small Enterprises through its various branches/offices located in the country.
Detailed explanation-3: -SMERA Rating is based on rigorous assessments of business & financial risks and management evaluation. The rating is done on a scale of 1 (highest) to 8 (lowest).
Detailed explanation-4: -Which is a full service credit rating agency exclusively set up for micro, small and medium enterprises? Explanation: SMERA Ratings Limited (formerly SME Rating Agency of India Ltd.) is a full service credit rating agency exclusively set up for micro, small and medium enterprises.