BANKING GENERAL KNOWLEDGE
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Question
[CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]
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Average Management Balance
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Average Monthly Bill
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Average Monthly Basic
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Average Monthly Balance
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Detailed explanation-1: -SBI Savings Account Minimum Balance 2022 and Penalty This includes all three kinds of accounts-Urban, semi-urban and rural branches. The average minimum balance for Metro & Urban Centre branches was Rs 3000 and Rs 2000 for semi-urban centre branches while that for rural branches was Rs 1000.
Detailed explanation-2: -The bank charges Rs 125 as an annual maintenance fee and an additional 18 per cent GST for a host of debit cards its customers use. 18 per cent of Rs 125 amounts to Rs 22.5, thus SBI deducted Rs 147.5 from the account of its customers.
Detailed explanation-3: -Actually, the money got deducted from your account under annual maintenance/service fee for the Debit/ATM card you have been using. It may be noted that SBI offers a host of debit cards to its customers and majority of them are Classic/Silver/Global/Contactless debit cards.