BANKING GENERAL KNOWLEDGE
Question
[CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]
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Rs. 3 lakh
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Rs. 5 lakh
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Rs. 4 lakh
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Rs. 2 lakh
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Detailed explanation-1: -The risk coverage under the scheme isRs.2 lakh for accidental death and full disability and Rs. 1 lakh for partial disability.
Detailed explanation-2: -DETAILS OF THE SCHEME: PMSBY is an Accident Insurance Scheme offering accidental death and disability cover for death or disability on account of an accident. It would be a one-year cover, renewable from year to year.
Detailed explanation-3: -12/-per annum, this policy is most beneficial to the poor and low-income section of the society. Pradhan Mantri Suraksha Bima Yojana provides life coverage of Rs. 2 lakhs for the accidental demise and permanent total disability and Rs.
Detailed explanation-4: -What about coverage of suicide / murder? Natural calamities being in the nature of accidents, any death / disability (as defined under PMSBY) resulting from such natural calamities is also covered under PMSBY. While death due to suicide is not covered, that from murder is covered.
Detailed explanation-5: -Permanent disability is defined as total and irrecoverable loss of both eyes or loss of use of both or one hand or foot. Permanent partial disability is defined as total and irrecoverable loss of an eyesight or loss of use of a hand or foot. Note – This is in addition to any insurance plan an individual has.