BANKING AFFAIRS

Detailed explanation-1: -The lower your utilization, the better for your scores, so paying down your credit card balances can help your credit scores recover.

Detailed explanation-2: -Good news: Credit scores aren’t impacted by checking your own credit reports or credit scores. In fact, regularly checking your credit reports and credit scores is an important way to ensure your personal and account information is correct, and may help detect signs of potential identity theft.