BANKING GENERAL KNOWLEDGE
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Question
[CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]
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Personal information, previous addresses, social security number
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Current and previous employers, and estimated income
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Detailed information about each credit card account, balance owed & payment history
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All the Above
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Detailed explanation-1: -Your credit reports include information about the types of credit accounts you’ve had, your payment history and certain other information such as your credit limits. Credit reports from the three nationwide consumer reporting agencies-Equifax, TransUnion and Experian-may contain different account information.
Detailed explanation-2: -The primary factors that affect your credit score include payment history, the amount of debt you owe, how long you’ve been using credit, new or recent credit, and types of credit used. Each factor is weighted differently in your score.
Detailed explanation-3: -These agencies include Equifax, Experian, and TransUnion. Due to the COVID-19 pandemic, many people are experiencing financial hardships. To remain in control of your finances, you can get free credit reports every week through December 2023. Request all three reports at once or one at a time.
Detailed explanation-4: -These four categories are: identifying information, credit accounts, credit inquiries and public records.