BANKING GENERAL KNOWLEDGE
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Question
[CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]
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Rs. 1 lac
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Rs. 2 lac
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Rs. 50 lac
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Rs. 10 lac
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Detailed explanation-1: -Accident Insurance Cover of Rs.1 lakh (enhanced to Rs. 2 lakh to new PMJDY accounts opened after 28.8.2018) is available with RuPay card issued to the PMJDY account holders. An overdraft (OD) facility up to Rs. 10, 000 to eligible account holders is available.
Detailed explanation-2: -The bank account comes with a RuPay debit card with a built-in accidental insurance cover of Rs. 1 lakh.
Detailed explanation-3: -The maximum balance must not exceed Rs 50, 000 at any time. In a month the total debit by cash withdrawals should not surpass Rs. 10, 000.
Detailed explanation-4: -The death benefit under Pradhan Mantri Jan Dhan Yojana is Rs. 30, 000. This amount is offered to the nominee, when the insured i.e. the account holder passes away.
Detailed explanation-5: -Account can be opened in any bank branch or Business Correspondent (Bank Mitr) outlet. Accounts opened under PMJDY are being opened with Zero balance.