BANKING GENERAL KNOWLEDGE
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Question
[CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]
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Deposits
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Bank funds
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NPA
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All of these
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Detailed explanation-1: -Credit risk, interest rate risk, market risk, liquidity risk, and operational risk are all major risks in banking.
Detailed explanation-2: -The three largest risks banks take are credit risk, market risk and operational risk.
Detailed explanation-3: -The correct answer is Loans not repaid within the stipulated time. Non-performing asset (NPA)-It is a loan or advance for which the principal or interest payment remained overdue for a period of 90 days.
Detailed explanation-4: -NPA full form is Non-performing Assets. NPA is nothing but the loans that are being given by the Indian banks and other operating financial institutions whose interests as well as the principal amounts have been in a state of overdue status for a fairly long time.