BANKING GENERAL KNOWLEDGE
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Question
[CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]
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Loan should be granted only after verifying the creditworthiness of borrower
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All Securities should be kept in safe custody
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Surprise checks should be made
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All employees of the banks can have access to books of accounts of the banks
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Detailed explanation-1: -Can Anyone Check My Bank Statement? No. Unless you give out your account number, banks do not release information regarding your bank statement to unknown third parties without your consent.
Detailed explanation-2: -Your bank statement may not include pending transactions. Fees and any interest earned: Statements for interest-bearing accounts will show interest earned over the statement period.
Detailed explanation-3: -The Act provides a framework under which commercial banking in India is supervised and regulated. The Act supplements the Companies Act, 1956. Primary Agricultural Credit Society and cooperative land mortgage banks are excluded from the Act.
Detailed explanation-4: -A bank statement is a document from the bank that covers a specific time period, usually a month, that shows all the activity on your account for a time period. The activity shown on your bank statement includes information such as processed deductions and deposits, your average daily balance, and any interest earned.