BANKING GENERAL KNOWLEDGE
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Question
[CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]
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CRISIL
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CIBIL
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SMERA
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ICRA
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Detailed explanation-1: -It evaluates the credibility of existing MSMEs (Micro, Small, and Medium enterprises).
Detailed explanation-2: -NSIC is the nodal agency for implementing the scheme of performance and credit rating for Micro & Small Enterprises through its various branches/offices located in the country. ii. The unit’s rating is a combination of performance and credit worthiness of the unit.
Detailed explanation-3: -SME Rating Agency of India Limited (SMERA) is a joint initiative by SIDBI (www.sidbi.in), Dun & Bradstreet Information Services India Private Limited (D&B) (www.dnb.co.in), Credit Information Bureau (India) Limited (CIBIL) (www.cibil.com) and several leading banks in the country.
Detailed explanation-4: -SMERA, widely known as ‘The SME Rating Agency’, is a credit rating agency in India that provides credit ratings primarily of small and medium-sized enterprises. Initially an initiative of the Ministry of Finance, Govt.
Detailed explanation-5: -SMERA Rating is based on rigorous assessments of business & financial risks and management evaluation. The rating is done on a scale of 1 (highest) to 8 (lowest).