2016
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Question
[CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]
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19
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23
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16
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12
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Detailed explanation-1: -As per the FSR, banks gross NPA continued to decline and stood at a seven-year low of 5% in September 2022. Meanwhile, the net NPA stood at a ten-year low of 1.3% under which private bankers’ net NPA was below 1%.
Detailed explanation-2: -It has been argued as a problem that the problem relates to public sector banks because they have a disproportionate share of NPAs. Poor management and governance issues in such banks stemming from government ownership have been cited as the major causes of the crisis.
Detailed explanation-3: -Public Sector Banks – Disadvantages Inability to make a major financial decision in a timely manner. Customers receive less personalized service. There have been far too many complaints about the employees’ poor service. The majority of public-sector banks are embroiled in major corruption scandals.