CURRENT AFFAIRS

Detailed explanation-1: -This benefit can be availed while booking a ticket on the IRCTC website by checking the ‘Travel Insurance’ option on the web page. Through this facility, IRCTC provides insurance cover of up to Rs 10 lakh to its passengers, that too at a cost of less than Rs 1.

Detailed explanation-2: -The premium w.e.f 01-Nov-2021 is Re. 35 paise per passenger inclusive of all taxes. 5. Customer shall receive the policy information through SMS and on their registered email IDs directly from Insurance Companies along with the link for filling nomination details.

Detailed explanation-3: -The travel insurance is only available if you purchase train tickets from the official IRCTC web portal or mobile app. At the time of making payment for your tickets, you can tick the travel insurance box for purchasing insurance.

Detailed explanation-4: -Cancellation charges are per passenger. If a confirmed ticket is cancelled within 48 hrs and up to 12 hours before the scheduled departure of the train, cancellation charges shall be 25% of the fare subject to the minimum flat rate mentioned in the above clause.

Detailed explanation-5: -What does travel insurance cover? Many policies do provide assistance and financial support in getting you to your final destination if the reason for your missing your flight, ferry or train is one of those covered.