The Union Government has announced that around uline{1cm} of Jan Dhan Accounts are without balance even after demonetization.

2016

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Question [CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]

The Union Government has announced that around _________ of Jan Dhan Accounts are without balance even after demonetization.

A	12 percent
B	32 percent
C	23 percent
D	44 percent

Explanation:

Detailed explanation-1: -The percentage of zero balance accounts was at 8.2 per cent as of August 2022, according to the RBI data. The RuPay debit cards issue is 32.53 crore against the total number of beneficiaries at 47 crore.

Detailed explanation-2: -The total balance in basic bank accounts under Pradhan Mantri Jan Dhan Yojana (PMJDY) reached ₹1.80-lakh crore. As on December 30, 2022, the total balance stood at ₹1, 80, 857 crore with 47.84 crore beneficiaries. Out of this, 26.54 crore are women.

Detailed explanation-3: -There is no requirement to maintain any minimum balance in PMJDY accounts. Interest is earned on the deposit in PMJDY accounts. Rupay Debit card is provided to PMJDY account holder.

Detailed explanation-4: -The maximum balance must not exceed Rs 50, 000 at any time. In a month the total debit by cash withdrawals should not surpass Rs. 10, 000.

Detailed explanation-5: -Overdraft up to Rs 2000 is allowed without any conditions. RuPay Card Insurance: PMJDY provides free accidental insurance cover on RuPay cards, which has been increased from Rs. 1 lakh to Rs.

There is 1 question to complete.