The Union Government has announced that the Non-Performing Assets (NPA) of commercial banks have increased by around uline{1cm} percent in the last one year (March 2015 to March 2016).

2016

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Question [CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]

The Union Government has announced that the Non-Performing Assets (NPA) of commercial banks have increased by around _________ percent in the last one year (March 2015 to March 2016).

A	3.8
B	4
C	1.9
D	2

Explanation:

Detailed explanation-1: -The net non-performing assets (NNPA) ratio fell to 1.7% in March 2022. Macro-stress tests for credit risk reveal that scheduled commercial banks (SCBs) are well-capitalised and all banks would be able to comply with the minimum capital requirements even under adverse stress scenarios, it added.

Detailed explanation-2: -As per the FSR, banks gross NPA continued to decline and stood at a seven-year low of 5% in September 2022.

Detailed explanation-3: -NPA full form is Non-performing Assets. NPA is nothing but the loans that are being given by the Indian banks and other operating financial institutions whose interests as well as the principal amounts have been in a state of overdue status for a fairly long time.

Detailed explanation-4: -Causes for Banking NPA Irrational lending and deficiencies in evaluation and monitoring are among the factors that have resulted in Indian banks making bad loans worse.

There is 1 question to complete.