2016
Question
[CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]
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Rajesh Varma
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Ravi Krishana
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Ajay Singh
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Praveen Kumar Sharma
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Detailed explanation-1: -Sh. Pramod R Datar, is the Registrar, MD & CEO of the Central Registry of Securitisation Asset Reconstruction and Security Interest of India (CERSAI).
Detailed explanation-2: -Who needs to register with CERSAI? All the scheduled commercial banks, Small Finance Banks, Local Area Banks, all cooperative banks, all NBFCs, and All India financial institutions are required to register and update CERSAI.
Detailed explanation-3: -The main objective of CERSAI is to maintain a centralised registry of equitable mortgages in order to crack down on fraudulent property loans taken using counterfeit deeds or multiple loans on the same property.
Detailed explanation-4: -The Central Registry of Securitisation Asset Reconstruction and Security Interest of India (CERSAI) is set up under section 20 of the Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 (SARFAESI Act).