2019
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Question
[CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]
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Rs 12, 986 crore
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Rs 14, 782 crore
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Rs 11, 932 crore
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Rs 10, 325 crore
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Detailed explanation-1: -Reserve Bank of India (RBI) auditors have found that the country’s largest bank, State Bank of India (SBI), under-reported its non-performing assets (NPAs) for 2018-19 by Rs 11,932 crore, and made Rs 12,036 crore less provisions.
Detailed explanation-2: -But as at the end of 2022, this was 7.6% , a drastic reduction by any reckoning. After taking into account the provisions held for these bad loans, this ratio (known as net NPAs) had declined to 2.3% at the end of March 2022 from 8.6% in March 2018.
Detailed explanation-3: -CASA deposits registered a sustained growth of 7.21% YoY in FY18. CASA Ratio up 128 bps YoY to 45.68% as on 31st Mar 18. Daily average CASA was at 44.29%. Retail Term Deposits grew by 3.15% YoY in FY18.
Detailed explanation-4: -The Gross NPA ratio of large borrowers declined to 6.4% in September 2022 from 10% in March 2021.