2020
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Question
[CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]
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15
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21
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26
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36
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Detailed explanation-1: -As per the circular, following types of personal loans provided to consumers can be availed for loan restructuring: Consumer credit. Education loan. Loans provided for creation or enhancement of immovable assets, like housing loans etc.
Detailed explanation-2: -The latest RBI circular on the restructuring of loans has offered a one-time debt restructure to help borrowers experiencing financial hardship. After the six-month embargo period ended in August, the RBI allowed for a one-time debt modification.
Detailed explanation-3: -Stress is highest in the arts industry, where 84% reported work-related stress. Other industries that largely rely on in-person contact - including healthcare (75%), education (73%) and recreation (73%) - also show high stress.