2020
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Question
[CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]
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12.5%
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14.7%
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11.7%
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10.0%
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Detailed explanation-1: -As a result of Government’s strategy of recognition, resolution, recapitalisation and reforms, NPAs have since declined to Rs 7, 39, 541 crore on March 31, 2019, Rs 6, 78, 317 crore on March 31, 2020 and further to Rs 6, 16, 616 crore as on March 31, 2021 (provisional data).
Detailed explanation-2: -The net non-performing assets (NNPA) ratio fell to 1.7% in March 2022. Macro-stress tests for credit risk reveal that scheduled commercial banks (SCBs) are well-capitalised and all banks would be able to comply with the minimum capital requirements even under adverse stress scenarios, it added.
Detailed explanation-3: -The gross non-performing assets (GNPA) ratio of SCBs has been declining sequentially from its peak in 2017-18 to reach 5.8 per cent at end-March 2022, led by lower slippages as well as reduction in outstanding GNPAs.
Detailed explanation-4: -As per the FSR, banks gross NPA continued to decline and stood at a seven-year low of 5% in September 2022.