CURRENT AFFAIRS

Detailed explanation-1: -Recently, NITI Aayog has released a comprehensive report titled Health Insurance for India’s Missing Middle. The report brings out the gaps in the health insurance coverage across the Indian population and offers solutions to address the situation.

Detailed explanation-2: -Rashtriya Swasthya Bima Yojana (RSBY): It provides fully subsidized comprehensive secondary and tertiary healthcare packages with annual coverage of Rs. 5 lakhs per family on a floater basis. Private voluntary health insurance (PVHI) schemes: PVHI is a contributory and voluntary scheme.

Detailed explanation-3: -The remaining 30% of the population lacks any financial backing for healthcare treatment – this segment is termed the ‘missing middle’ because they are not poor enough to be covered by government-subsidized schemes but not rich enough to afford private health insurance.

Detailed explanation-4: -Detailed Solution The correct answer is NITI Aayog. NITI Aayog released a comprehensive report titled Health Insurance for India’s Missing Middle, on 29 October 2021. It brings out the gaps in health insurance coverage across the Indian population and offers solutions to address the situation.

Detailed explanation-5: -PM-JAY is the world’s largest health insurance/ assurance scheme fully financed by the government. It provides a cover of Rs. 5 lakhs per family per year for secondary and tertiary care hospitalization across public and private empanelled hospitals in India.