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Detailed explanation-1: -Uttar Pradesh | Govt: At 7.93 crore, state has highest number of Jan Dhan accounts in country | Cities News, The Indian Express.

Detailed explanation-2: -The world’s largest financial inclusion programme is primarily driven by public sector banks (PSBs) which account for 79% of total PMJDY accounts and 77.5% of total deposits, said the officials who asked not to be named.

Detailed explanation-3: -The total balance in basic bank accounts under Pradhan Mantri Jan Dhan Yojana (PMJDY) reached ₹1.80-lakh crore. As on December 30, 2022, the total balance stood at ₹1, 80, 857 crore with 47.84 crore beneficiaries. Out of this, 26.54 crore are women.

Detailed explanation-4: -Uttar Pradesh and West Bengal have 29% of the total deposits under the scheme, whereas Kerala and Goa became the first states in the country to have at least one basic bank account in every household.

Detailed explanation-5: -Thus, Pradhan Mantri Jan Dhan Yojana not only serves as an important example of Governance in Mission Mode but also demonstrates what a Government can achieve if it is committed to the welfare of the people.