2022
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Question
[CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]
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Rs 1.5 lakh crore
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Rs 3.5 lakh crore
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Rs 2.5 lakh crore
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Rs 4.5 lakh crore
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Detailed explanation-1: -The total number of Jan-Dhan accounts in Bihar is 53 million , West Bengal 46 million, Madhya Pradesh 38 million, Rajasthan 32 million and Maharashtra 32 million.
Detailed explanation-2: -While the withdrawal limit from an account under PMJDY is Rs. 10,000, the account holder can deposit up to Rs. 1 lakh in this account.
Detailed explanation-3: -The total balance in basic bank accounts under Pradhan Mantri Jan Dhan Yojana (PMJDY) reached ₹1.80-lakh crore. As on December 30, 2022, the total balance stood at ₹1,80,857 crore with 47.84 crore beneficiaries. Out of this, 26.54 crore are women.
Detailed explanation-4: -The average balance in an account hovers around ₹3,000, and the average cost of maintaining these accounts for a bank is almost the same. When balances grow, banks tend to benefit from PMJDY.
Detailed explanation-5: -Overdraft up to Rs 2000 is allowed without any conditions. RuPay Card Insurance: PMJDY provides free accidental insurance cover on RuPay cards, which has been increased from Rs. 1 lakh to Rs.