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Detailed explanation-1: -Equifax, Experian, and TransUnion, the top three U.S. credit bureaus, are private companies that collect and sell credit information on individual consumers to lenders and others. While the three bureaus have similar functions, they also have some differences, including in the information they report.

Detailed explanation-2: -The credit reporting agency (Equifax, Experian, or TransUnion)

Detailed explanation-3: -Credit reporting companies, also known as credit bureaus or consumer reporting agencies, are companies that compile and sell credit reports. Credit reporting companies collect credit account information about your borrowing and repayment history including: The original amount of a loan.

Detailed explanation-4: -A credit bureau collects and researches individual credit information and sells it to creditors for a fee, so they can make decisions about granting loans. The top three credit bureaus in the U.S. are Experian, Equifax, and TransUnion, although there are several others as well.

Detailed explanation-5: -Equifax, Experian and TransUnion are the three main consumer credit bureaus. They collect and store information about you that they use to generate your credit reports, which are used as the basis of your credit scores.