ECONOMICS (CBSE/UGC NET)

Detailed explanation-1: -Funds management is the overseeing and handling of a financial institution’s cash flow. The fund manager ensures that the maturity schedules of the deposits coincide with the demand for loans. To do this, the manager looks at both the liabilities and the assets that influence the bank’s ability to issue credit.

Detailed explanation-2: -Investment management refers to the handling of financial assets and other investments-not only buying and selling them. Management includes devising a short-or long-term strategy for acquiring and disposing of portfolio holdings. It can also include banking, budgeting, and tax services and duties, as well.

Detailed explanation-3: -Major investment features are risk, return, safety, liquidity, marketability, concealability, capital growth, purchasing power, stability and the benefits. In the case of the debt instrument or fixed deposit, the risk of above investment is less due to their secured and • fixed interest payable.

Detailed explanation-4: -Key Takeaways. A fund manager is responsible for implementing a fund’s investment strategy and managing its trading activities. They oversee mutual funds or pensions, manage analysts, conduct research, and make important investment decisions.