ECONOMICS (CBSE/UGC NET)

Detailed explanation-1: -Yes, a comprehensive car insurance policy covers damages caused to a car’s windshield. Your motor insurance company will bear the cost of replacing your vehicle’s damaged windshield.

Detailed explanation-2: -Comprehensive insurance is insurance coverage that pays for the repair or replacement. Comprehensive car insurance typically covers third-party liabilities, damage from an accident, fire, natural calamity, theft, etc.

Detailed explanation-3: -Comprehensive insurance coverage is defined as an optional coverage that protects against damage to your vehicle caused by non-collision events that are outside of your control. This includes theft, vandalism, glass and windshield damage, fire, accidents with animals, weather, or other acts of nature.

Detailed explanation-4: -Collision insurance is predominantly available in other countries and not in India; however, you still get this coverage under the Comprehensive policy. Collision insurance covers your vehicle against damages arising from a collision with another car or object.

Detailed explanation-5: -Comprehensive coverage protects your vehicle from unexpected damage, such as a tree branch falling on it or hitting an animal, while collision coverage protects against collisions with another vehicle or object.