ECONOMICS (CBSE/UGC NET)

Detailed explanation-1: -Yes, car insurance can cover hail damage to your vehicle. However, the specific coverage will depend on the type of car insurance policy you have and the level of coverage you have chosen. If you have comprehensive coverage as part of your car insurance policy, then hail damage will generally be covered.

Detailed explanation-2: -Dents are the most common form of hail damage. Hail can also scrape against body panels, causing chips or scratches on your paint. A major hails storm can also crack your glass, mirrors or lights. If your car is damaged by hail, it is not recommended to repair the damage yourself.

Detailed explanation-3: -Minor cosmetic flaws, sheet metal destruction, mechanical defects – you’ll find it all under the title “hail damage.”

Detailed explanation-4: -Collision insurance is predominantly available in other countries and not in India; however, you still get this coverage under the Comprehensive policy. Collision insurance covers your vehicle against damages arising from a collision with another car or object.