BANKING GENERAL KNOWLEDGE
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Question
[CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]
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3 years
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5 years
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6 years
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only 1 year
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Detailed explanation-1: -Just log on to Personal Banking section of the Internet Banking site with your credentials and select the “Home Loan Int.Cert (Prov)” link under “Enquiries” tab. Then select the account for which you require a Home Loan Interest Certificate. The certificate can be viewed online, printed or downloaded in pdf.
Detailed explanation-2: -You can download the interest certificate for savings account using the Net banking facility. Step 1: Once you have logged into your account, click on ‘Request’ on the left-hand side. Step 2: Under the options given below, select ‘Download interest certificate’ option.
Detailed explanation-3: -An interest certificate is a summary of the interest credited or debited on an account. Banks issue interest certificates against accounts held by users, so that they can ascertain how much interest they have gained on their balances in their CASA.
Detailed explanation-4: -10 crore, it will offer 2.70%. According to the savings bank account rules, “Interest will be calculated on a daily product basis. Interest will be credited to the account at quarterly intervals.