BANKING GENERAL KNOWLEDGE
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Question
[CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]
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18 & 60
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18 & 65
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18 and 70
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None of the above
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Detailed explanation-1: -The account holders are eligible for an overdraft facility up to Rs 10, 000. However, your age must be between 18 years to 65 years. You can apply after the expiry of 6 months from the date of opening.
Detailed explanation-2: -The scheme provides Basic savings bank accounts with an overdraft facility of Rs. 10, 000 to every eligible adult. The Upper age limit for OD has been increased from 60 to 65 years.
Detailed explanation-3: -The Pradhan Mantri Jan Dhan Yojana Account Eligibility Criteria entails that the applicant should be from the age group 18-59 years.
Detailed explanation-4: -Overdraft in PMJDY The Centre’s scheme allows the Jan Dhan account holders to withdraw money upto ₹10, 000 in the form of a short-term loan.