ECONOMICS
CONSUMERS
Question
[CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]
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bai bithamin ajil
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mudarabah
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murabahah
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qard hassan
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Detailed explanation-1: -Deferred payment sale means a financing method whereby newly acquired specified goods are delivered to the other party for use, against payment of the price plus interest, etc., by periodic installments for a period equal to or more than the period prescribed by the Presidential Decree.
Detailed explanation-2: -They include Murabaha, Musawamah, Salam, Istisna’a, and Tawarruq.
Detailed explanation-3: -The first is riba al-nasi’ah (riba in loans, interest charged on money loans), and the second is riba al-fadl (riba in excess, interest which is charged in barter transactions of commodities).
Detailed explanation-4: -unrestricted investment account is classified as its own element of the balance sheet, between liability and equity. A restricted investment account is considered an off-balance sheet item.