NURSING EXAM QUESTIONS
HEALTH INFORMATICS
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Question
[CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]
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Preferred provider organizations have smaller deductibles and copays then other plans, but they require you to get a referral from your primary care provider before seen a specialist
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True
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False
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Either A or B
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None of the above
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Explanation:
Detailed explanation-1: -It means that when you opt for a higher co-pay, it will reduce your overall insurance premiums, but you will have to pay a more considerable amount during a claim. On the other hand, opting for a lower co-pay will increase your insurance premiums, but it will reduce the amount you need to pay at the time of a claim.
Detailed explanation-2: -A copay is a set rate you pay for prescriptions, doctor visits, and other types of care. Coinsurance is the percentage of costs you pay after you’ve met your deductible. A deductible is the set amount you pay for medical services and prescriptions before your coinsurance kicks in fully.
There is 1 question to complete.