THE COLD WAR 1950 1973
MCCARTHYISM AND THE RED SCARE
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Question
[CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]
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blockbusting.
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gentrification.
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filtering.
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redlining.
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Detailed explanation-1: -Redlining is the discriminatory practice of denying services (typically financial) to residents of certain areas based on their race or ethnicity. Under fair lending laws, these factors cannot be used to make lending or underwriting decisions.
Detailed explanation-2: -Redlining can be defined as a discriminatory practice that consists of the systematic denial of services such as mortgages, insurance loans, and other financial services to residents of certain areas, based on their race or ethnicity.
Detailed explanation-3: -While the most well-known examples involve denial of credit and insurance, also sometimes attributed to redlining in many instances are: denial of healthcare and the development of food deserts in minority neighborhoods.
Detailed explanation-4: -The practice of targeting minority communities for predatory lending is called “reverse redlining.” It is the United States’ view that “reverse redlining” can violate the Fair Housing Act and the Equal Credit Protection Act.
Detailed explanation-5: -Lending discrimination occurs when a lender makes a decision during the mortgage application process based on a person’s race, color, sex, religion, familial status, nationality, age, receipt of public assistance or disability.