GK
BANKING AWARENESS AND SEBI
|
Question
[CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]
|
|
|
Regional Rural Banks
|
|
|
All Scheduled Commercial Banks
|
|
|
Scheduled Primary Co-operative Banks
|
|
|
All the above
|
Detailed explanation-1: -A correct answer is All of these. All Scheduled commercial banks, Regional Rural Banks and Scheduled Primary Co-Operative banks are covered under the Banking Ombudsman scheme.
Detailed explanation-2: -There are 22 regional offices of Banking Ombudsmen in India.
Detailed explanation-3: -The Banking Ombudsman is a senior official appointed by the Reserve Bank of India to redress customer complaints against deficiency in certain banking services. All Scheduled Commercial Banks, Regional Rural Banks and Scheduled Primary Co-operative Banks are covered under the Scheme.
Detailed explanation-4: -Grounds of complaints non-payment or inordinate delay in the payment or collection of cheques, drafts, bills etc. any other matter relating to the violation of the directives issued by the Reserve Bank in relation to banking or other services.