GENERAL KNOWLEDGE

Detailed explanation-1: -An issuing bank-sometimes called a “card issuer” or simply “issuer”-is a member of a card network that issues credit cards to consumers. They provide banking services to customers, allowing individuals to initiate purchases using payment cards.

Detailed explanation-2: -Adam McCann, Financial Writer A credit card is sometimes considered a bank card. The term “bank card” usually refers only to cards that are connected to a depository bank account, such as a debit card or ATM card, but it can be used to describe all cards issued by a bank, including credit cards.

Detailed explanation-3: -Operating account is NOT retail banking product.