GK
GOVT SCHEMES POLICIES
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Question
[CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]
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1 lakh
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1.5 lakh
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2 lakh
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2.5 lakh
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Detailed explanation-1: -Pradhan Mantri Suraksha Bima Yojana (PMSBY) Scheme PMSBY is an accidental insurance scheme that provides one year of accidental death and disability coverage with an annual renewal. With the minimum premium rate of Rs. 12/-per annum, this policy is most beneficial to the poor and low-income section of the society.
Detailed explanation-2: -The Pradhan Mantri Suraksha Bima Yojana (PMSBY) is an accident insurance scheme launched by the Government of India. It is also known as the PM Rs. 12 Insurance Scheme. The social security scheme is directed towards people belonging to the lower-income category.
Detailed explanation-3: -What about coverage of suicide / murder? Natural calamities being in the nature of accidents, any death / disability (as defined under PMSBY) resulting from such natural calamities is also covered under PMSBY. While death due to suicide is not covered, that from murder is covered.