GENERAL KNOWLEDGE

Detailed explanation-1: -Explanation: Automobile Liability Insurance covers injuries or damages to third parties and their property, not to the driver or the driver’s property.

Detailed explanation-2: -Bodily injury liability helps pay for the other driver’s medical bills, lost income, and emergency aid if they’re hurt in the car accident and you’re at fault. While property damage liability helps pay for repairs if you damage someone else’s property, like their fence or car.

Detailed explanation-3: -Property damage liability coverage helps cover expenses you incur if you damage someone’s physical property, such as somebody’s vehicle or garage door. Bodily injury coverage helps pay for medical bills of anyone injured in an accident when you’re found at fault.

Detailed explanation-4: -What is liability coverage? Liability coverage pays for property damage and/or injuries to another person caused by an accident in which you’re at fault. This coverage is required by most states to legally drive your vehicle. Liability coverage is broken down into 2 parts: property damage and bodily injury.