GENERAL KNOWLEDGE

Detailed explanation-1: -Uninsured motorist insurance protects you if you’re in an accident with an at-fault driver who doesn’t carry liability insurance. Underinsured motorist coverage steps in when you’re in an accident with an at-fault driver whose liability limits are too low to cover the medical expenses of any injured people.

Detailed explanation-2: -“The best protection against an uninsured driver is uninsured motorist coverage and collision insurance. Uninsured motorist coverage will protect you if you’re injured in an accident with an at-fault, uninsured driver.

Detailed explanation-3: -Property coverage pays for damage to, or theft of, the car. Liability coverage pays for the policyholder’s legal responsibility to others for bodily injury or property damage. Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.