BUISENESS MANAGEMENT
INSURANCE
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Question
[CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]
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you can be held responsible for any accidents that they cause.
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you cannot be held responsible for any accidents that they cause.
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their insurance will always cover them, as insurance follows the driver.
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their insurance will only cover 25% of the damage that they cause, and your insurance will cover the remaining 75%.
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Detailed explanation-1: -According to Indian motor tariff, anyone can drive your car under the permitted laws. Hence, don’t worry before lending your car to your friends or family members. You can make a claim with your motor insurance company even when your friend crashes the car.
Detailed explanation-2: -It is important to note that if an insured driver with a fully comprehensive insurance policy allows an uninsured driver to drive their vehicle, the insured driver will be held responsible and liable to any damage or accident that the uninsured driver causes.
Detailed explanation-3: -Does the Bike Insurance Policy Cover the Damages if the Bike is Driven by Another Person? Fortunately, yes it does. Two-wheeler insurance policies in India cover any damages or losses suffered due to the bike when it is being driven by anyone apart from the owner.
Detailed explanation-4: -Q: What Happens If Someone Borrows My Car and Has an Accident That Wasn’t Their Fault? A: If the borrower of your vehicle has an accident and another driver is at fault, California’s fault rule comes into play. You and the borrower would both have grounds to file claims against the at-fault driver’s insurance policy.