MANAGEMENT

BUISENESS MANAGEMENT

INSURANCE

Question [CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]
Major medical insurance might cover which of the following ____
A
An ear infection
B
common cold
C
four stitches
D
breaking your leg
Explanation: 

Detailed explanation-1: -A fracture most times is administered as part of OPD, in general it not covered in a health insurance policy as it does not require over 24 hrs hospitalisation. However, there are someplans that do cover small amount of OPD expenses. If you hold such a plan you will be given coverage.

Detailed explanation-2: -Health insurance covers cost of an insured individual’s medical and surgical expenses. Subject to the terms of insurance coverage, either the insured pays costs out-of-pocket and is subsequently reimbursed or the insurance company reimburses costs directly.

Detailed explanation-3: -Fractures of the thighbone are severe, potentially life-threatening injuries that require emergency medical services to help protect the area from further damage and to provide safe transfer to a local hospital.

Detailed explanation-4: -With Group Care 360 – Fracture Cover from Care Health Insurance Ltd., you can get coverage of up to Rs. 25, 000 for treating broken bones.

There is 1 question to complete.