MANAGEMENT

Detailed explanation-1: -Four types of insurance that most financial experts recommend include life, health, auto, and long-term disability.

Detailed explanation-2: -Part A-Liability coverage. Part B-Medical payments coverage. Part C-Uninsured motorists coverage. Part D-Coverage for damage to your auto.

Detailed explanation-3: -Most auto insurance policies contain three major parts: liability insurance for bodily injury, liability insurance for property damage and uninsured/under-insured motorists coverage.

Detailed explanation-4: -What is umbrella insurance? Umbrella insurance is extra insurance that provides protection beyond existing limits and coverages of other policies. Umbrella insurance can provide coverage for injuries, property damage, certain lawsuits, and personal liability situations.