MANAGEMENT

Detailed explanation-1: -Coverage for preventative dental care means most of the services that take place in your routine trip to the dentist once or twice a year. It’s the routine maintenance like the standard checkup and cleaning, fillings and x-rays.

Detailed explanation-2: -No, all health insurance policies do not cover dental insurance as standard coverage. However, it is possible to include it as an additional coverage as per the availability of such a cover. Note that dental injury due to an accident is covered under health insurance as per applicable terms and conditions.

Detailed explanation-3: -Dental coverage is broken up into four main categories: preventive care, basic care, major restorative care and orthodontics. Most plans take what’s known as the 100-80-50 approach to coverage.

Detailed explanation-4: -Is the root canal covered by dental insurance in India? Yes, dental procedures like root canal procedures, extractions and fillings are part of OPD dental care and are covered under Tata AIG’s MediCare Premier with a cover of up to ₹10, 000 per year.