MANAGEMENT

Detailed explanation-1: -Some factors that may affect your auto insurance premiums are your car, your driving habits, demographic factors and the coverages, limits and deductibles you choose. These factors may include things such as your age, anti-theft features in your car and your driving record.

Detailed explanation-2: -The price of your car insurance premium also increases with the add-ons that you purchase such as zero-depreciation cover, cost of vehicle towing in case of a breakdown, increased third party liability, protection of NCB benefit, and many others.

Detailed explanation-3: -In case your car is vandalized or broken, your insurer will pay for the damages caused to your car, but it will not pay for any theft or damage caused to your personal belongings kept in the car, like your laptop, phone, or other valuables.