MANAGEMENT

Detailed explanation-1: -Health Insurance for a New Born Baby The insurance policies that cover the child from their day of birth are rare. Once the baby completes 90 days, they become eligible for health insurance. Adding the child to the health policy of their family is also an available option like a family floater health insurance policy.

Detailed explanation-2: -All major medical/ACA health insurance plans cover pregnancy and childbirth. Under the Affordable Care Act, pregnancy and maternity care are one of the ten essential health benefits that must be covered by health insurance plans offered to individuals, families, and small groups.

Detailed explanation-3: -Most insurance companies do not provide maternity insurance if you are already pregnant. This is because they consider your pregnancy as a pre-existing condition and is beyond the policy cover.

Detailed explanation-4: -Under the ACA, all Marketplace plans must cover pre-existing conditions you had before coverage started. According to Healthcare.gov, pregnancy is not considered a pre-existing condition. So if you were pregnant at the time that you applied for new health coverage: You can’t be denied coverage due to your pregnancy.