MANAGEMENT

Detailed explanation-1: -Liability refers to the person or party who has caused an accident and is legally responsible for the damages. Liability can be assigned to a driver, a passenger, the owner of a vehicle, or other parties. When determining liability, courts examine all facts of the case and decide on account of negligence.

Detailed explanation-2: -According to Indian motor tariff, anyone can drive your car under the permitted laws. Hence, don’t worry before lending your car to your friends or family members. You can make a claim with your motor insurance company even when your friend crashes the car.

Detailed explanation-3: -If the damage is minor, they will tell you to take the car to the nearest workshop in the insurance company cashless network. If the damage is major, the insurance company will send their Road Side Assistance (RSA) team and an authorised surveyor to take stock of the situation and damages.

Detailed explanation-4: -A basic description of a premises liability case is when you are injured on someone else’s property. Property owners have a responsibility to keep their property safe. If a person who was on their property legally is injured because the owner was negligent in doing so, the owner is liable for their injuries.