BUISENESS MANAGEMENT
RISK MANAGEMENT
|
Question
[CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]
|
|
|
Credit Audit
|
|
|
Pricing
|
|
|
Inspection of Collateral
|
|
|
Acceptance
|
Detailed explanation-1: -Detailed Solution. The correct answer is RBI.
Detailed explanation-2: -Business credit scores are determined using the following factors: payment history, age of credit history, debt and debt usage, industry risk and company size. Personal credit scores are determined using different factors: payment history, amount of debt, new credit, credit mix and average length of credit history.
Detailed explanation-3: -A corporate credit rating is a numerical assessment of a company’s creditworthiness, measuring the likelihood of it defaulting on its debt. Corporate credit ratings are issued by rating agencies and help investors determine the riskiness associated with investing in a corporate bond.
Detailed explanation-4: -ICRA is an Indian independent and professional investment information and credit rating agency. UPSC CDS (I) 2022 Marks Out!