MANAGEMENT

Detailed explanation-1: -A disabling injury is a work-related injury or illness that impairs the body’s functioning or prevents an employee from carrying out their usual work duties.

Detailed explanation-2: -sickness, temporary incapacity for work resulting from such a condition, total or partial loss of earning capacity, likely to be permanent, and. the loss of support suffered by dependents as the result of the death of the breadwinner.

Detailed explanation-3: -The term disability income (DI) insurance refers to an insurance policy that provides income to individuals who can no longer work because of a disability. Disability income insurance helps protect people from financial losses if an accident or illness renders them incapable of working and receiving regular income.

Detailed explanation-4: -The “Elimination Period” Definition The Elimination Period is defined as the period starting from the day you first become disabled and continuing for the period noted in the policy. This may be 90 days or 180 days or whatever the policy calls for. No Benefits Paid: During the EP, no benefits are paid.