MANAGEMENT

Detailed explanation-1: -The Employee/Worker Compensation Policy helps the employer financially compensate employees who are injured or die because of an accident that happened while they were working. Worker compensation covers injuries, disabilities, and deaths of employees caused by accidents during their job.

Detailed explanation-2: -For example, an employee got an injury in his ankle while unloading a truck of goods. This injury at the ankle caused him to limp and resultantly he was having back pain. Workers’ Compensation Insurance can help to cover his treatment of back pain because it was because of his ankle injury.

Detailed explanation-3: -Conditions When Employer is Not Liable to Pay Compensation An injury that doesn’t result in partial or total disablement of the employee for more than three days. Any injury that does not result in permanent total disability or death because of an accident in the influence of drugs or drink.

Detailed explanation-4: -Workers’ compensation refers to the benefits that employees receive if they are injured on the job. Employer’s liability insurance protects an employer in the event that an employee sues them for workplace injuries. Workers’ compensation covers statutory requirements covered by India’s compensation laws.