MANAGEMENT

Detailed explanation-1: -It will help you recover or replace all your personal valuables, furniture, electrical or mechanical appliances, garments and even items of everyday use. Majority of tenants leave buying home contents cover to another time, as they feel that they don’t have much stuffs to warrant this extra expense.

Detailed explanation-2: -Personal property coverage-also known as contents coverage on a home policy-helps cover the cost of your personal items if they are destroyed, damaged, or stolen due to a covered loss or peril. Personal property includes things like furniture, clothing, electronics, and kitchenware.

Detailed explanation-3: -Damage to PropertyThis will cover the damage to the structure of the buildings and the personal property in case of fire, theft, storm, vandalism or tenant damage. In case of a total loss, your landlord insurance policy will ideally cover the replacement costs for your whole property.

Detailed explanation-4: -A renters insurance policy covers any personal liability of the tenant in case a non-family member gets injured while at your apartment. For example, if a guest gets electrocuted because of a faulty wire and gets hospitalized, your home insurance company will pay for their medical expenses on your behalf.