USA HISTORY

Detailed explanation-1: -Poor farmers are bound to take loans for agriculture purposes. Sometimes they successfully pay back the loans but there are also moments when they fail to do that in time because of crop failure. This is a very tough time for them. For the family to survive, they have to borrow more money.

Detailed explanation-2: -The small farmers often borrow money from money lenders. In return they are often forced to sell their produce to the money lenders at a price which is less than market price. Moreover small farmers find it difficult to avail bank loans. These reasons cause the farmers to fall into debt trap.

Detailed explanation-3: -It was difficult for farmers to get out of debt because they had to plant a lot of crops and so the price of their crops went down and this made them in debt. They had to take loans and sometimes the loans made them pay large interest rates which also put them in debt.

Detailed explanation-4: -Answer: Poverty and lack of education.