BUSINESS ADMINISTRATION
OFFICE MANAGEMENT
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Question
[CLICK ON ANY CHOICE TO KNOW THE RIGHT ANSWER]
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primary carrier
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dependent child of two parents who have dental coverage.
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stepchildren who have dental coverage
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secondary carrier.
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Detailed explanation-1: -The birthday rule is a method used by health insurance companies to determine which parent’s health insurance coverage is the primary insurance for a dependent child, when both parents have separate coverage.
Detailed explanation-2: -In cases where both parents share the same birthday, the parent whose insurance has been in effect longer shall be designated as having primary coverage for the child.
Detailed explanation-3: -A family member for whom an individual is willing to provide healthcare and insurance coverage by adding them to his/her insurance plan is called a dependent. An individual’s spouse, children or parents qualify as dependents.
Detailed explanation-4: -It depends on the product / company where you and your family members are intending to be covered. Generally, in many products, the dependent children are covered till the age of 25 years.
Detailed explanation-5: -The birthday rule determines primary and secondary insurance coverage when children are covered under both parents’ insurance policies. The birthday rule says primary coverage comes from the plan of the parent whose birthday falls first in the year.